AI for Finance

AI models ranked for financial applications. Scored with bonuses for reasoning (complex analysis), JSON mode (structured data), function calling (API integration), large context (financial reports), and web search (market data).

How we rank: composite score (benchmark scores 90%, capabilities 5%, context window 5%) adjusted with use-case-specific capability bonuses.

#1 for Finance

Claude Fable 5

Anthropic

Best for Privacy (OSS)

DeepSeek V4 Pro

DeepSeek

241

Total

241

Reasoning

214

JSON Mode

124

Web Search

Self-Hostable

Finance AI Models - Ranked by Finance Score

#	Model	Provider	Score	$/1M Out	Context
1	Claude Fable 5Anthropic	Anthropic	97	$50.00	1M
2	Claude Fable 5 (batch)Anthropic	Anthropic	97	$25.00	1M
3	Claude Opus 5 (Fast)Anthropic	Anthropic	95	$50.00	1M
4	Claude Opus 5Anthropic	Anthropic	95	$25.00	1M
5	Claude Opus 4.8 (Fast)Anthropic	Anthropic	95	$50.00	1M
6	Claude Opus 4.8Anthropic	Anthropic	95	$25.00	1M
7	Claude Opus 4.7 (Fast)Anthropic	Anthropic	95	$150.00	1M
8	Claude Opus 4.7Anthropic	Anthropic	95	$25.00	1M
9	Claude Opus 4.7 (batch)Anthropic	Anthropic	95	$12.50	1M
10	Claude Opus 4.8 (batch)Anthropic	Anthropic	95	$12.50	1M
11	GPT-5.5 ProOpenAI	OpenAI	93	$180.00	1.1M
12	GPT-5.5 Pro (batch)OpenAI	OpenAI	93	$90.00	1.1M
13	GPT-5.5OpenAI	OpenAI	93	$30.00	1.1M
14	GPT-5.5 (batch)OpenAI	OpenAI	93	$15.00	1.1M
15	Gemini 3.1 Pro Preview Custom ToolsGoogle	Google	92	$12.00	1.0M
16	Gemini 3.1 Pro PreviewGoogle	Google	92	$12.00	1.0M
17	Gemini 3.1 Pro Preview (batch)Google	Google	92	$6.00	1.0M
18	GPT-5.4 ProOpenAI	OpenAI	92	$180.00	1.1M
19	GPT-5.4 Pro (batch)OpenAI	OpenAI	92	$90.00	1.1M
20	GPT-5.4OpenAI	OpenAI	92	$15.00	1.1M
21	GPT-5.4 (batch)OpenAI	OpenAI	92	$7.50	1.1M
22	GPT-5.3-CodexOpenAI	OpenAI	91	$14.00	400K
23	GPT-5.2-CodexOpenAI	OpenAI	91	$14.00	400K
24	GPT-5.2 ProOpenAI	OpenAI	91	$168.00	400K
25	GPT-5.2 Pro (batch)OpenAI	OpenAI	91	$84.00	400K
26	GPT-5.2OpenAI	OpenAI	91	$14.00	400K
27	GPT-5.2 (batch)OpenAI	OpenAI	91	$7.00	400K
28	Claude Opus 4.6Anthropic	Anthropic	90	$25.00	1M
29	Claude Opus 4.6 (batch)Anthropic	Anthropic	90	$12.50	1M
30	GPT-5.6 Luna ProOpenAI	OpenAI	89	$0.60	1.1M

AI in Financial Services

Financial Analysis & Modeling

Reasoning models excel at complex financial analysis - breaking down earnings reports, calculating ratios, and identifying trends across multiple data points with chain-of-thought transparency.

Market Research & News

Models with web search can access real-time market data, news, and SEC filings. Combined with JSON mode, they can extract structured insights from unstructured financial content.

Compliance & Regulation

Large context windows (128K+) enable processing full regulatory documents, compliance reports, and contract portfolios. Self-hosted models ensure sensitive financial data never leaves your infrastructure.

Automated Reporting

Function calling enables AI to pull data from financial APIs, databases, and spreadsheets, then generate formatted reports with structured JSON output for downstream processing.

Reasoning Models AI for Business Enterprise Models Self-Hosted Data Analysis LLM Leaderboard Legal Accounting Insurance Real Estate Blockchain

Frequently Asked Questions

Reasoning models analyze complex regulatory requirements (SEC, FINRA, Basel III) and assess compliance gaps. Large context windows process lengthy regulatory documents. Web search accesses current rule updates. Always pair with compliance professionals for final review.

AI models identify trends and patterns but should not be sole decision-makers for investments. They excel at scenario modeling, sensitivity analysis, and synthesizing multiple data sources. Combine AI insights with domain expertise and always disclose AI involvement in financial advice.

Reasoning for understanding complex financial instruments and regulations. Vision for analyzing financial statements, charts, and scanned documents. Large context for processing 10-K filings, loan agreements, and audit reports. JSON mode for structured financial data output.

Use providers with SOC 2 Type II certification and financial data handling agreements. For PII and account data, consider self-hosted models. Most major providers (OpenAI, Anthropic, Google) have enterprise agreements prohibiting data use for training.